PAYMENTS

HOW ZIP AND AFTERPAY , KLARNA, SEZZLE , AFFIRM WORK

Zip and Afterpay, Klarna etc;  are installment payment platforms that let you pay for your Bodied Collection purchase over time in 4 easy installments using a credit or debit card every 2 weeks. 

Zip FAQs

What is the minimum purchase for Zip?

To use Zip, your order subtotal must be equal to or greater than $35.00 (after discounts applied).

What will I need to use Zip?


In order to have an account with Zip, you must:

  • Live in the US
  • Be at least 18 years old
  • Have a valid and verifiable mobile number
  • Use a US credit or debit card to make a purchase

Each transaction is assessed before it is approved and Zip does not approve every order and considers a variety of factors to determine approvals and spend limits.

 

Are there fees associated with Zip?

Yes, there are fees associated with the use of Zip. There is a $1 per-installment fee to use Zip, regardless of the size of your order. As long as your installments are paid on-time, there are no other fees to shop with Zip.

Zip will charge a $7 late fee if your payment cannot be processed because your debit card account has insufficient funds or your credit card is no longer valid. If any installment goes past 7 days late, there will be a single additional fee per order of $7.

Afterpay FAQs

What is Installments with Afterpay?

Installments with Afterpay is a service that allows you to make purchases now and pay for them in four payments made every 2 weeks without any interest.

 

How do I use Installments with Afterpay?Simply shop online and add items to your shopping bag and checkout as normal. At the checkout choose Installments with Afterpay as your payment method. First-time customers will need to register with Afterpay and provide payment details, as usual, returning customers simply log in to make their purchase. It’s that easy!

Please note that all items in your shopping bag must be eligible for Installments with Afterpay. A minimum purchase amount may apply and you must meet additional eligibility requirements to qualify.

How do I use Installments with Afterpay?

Simply shop online and add items to your shopping bag and checkout as normal. At the checkout choose Installments with Afterpay as your payment method. First-time customers will need to register with Afterpay and provide payment details, as usual, returning customers simply log in to make their purchase. It’s that easy!

Please note that all items in your shopping bag must be eligible for Installments with Afterpay. A minimum purchase amount may apply and you must meet additional eligibility requirements to qualify.

Where can I use Installments with Afterpay?

Installments with Afterpay can only be applied to purchases made on fashionnova.com.

Can I use Installments with Afterpay if I’m an international customer?

Afterpay is only offered to our customers who have a US billing address, US shipping address, a US Visa or Mastercard (credit or debit card), or American Express and a US mobile phone number. Customers with international billing addresses, shipping addresses, and/or phone numbers will not be able to set up an account with Afterpay.

How does the payment schedule work?

All customers are required to make their first payment at the time of purchase, with the remaining three payments deducted every two weeks from your chosen payment method. If you choose to make additional payments before your scheduled pay dates, you may do so through your Afterpay account.

You can log in to your Afterpay account to view your payment schedule and make a payment before the due date if you choose to do so.

Where can I find common questions about payments?

Check out the Afterpay Payments FAQ.

When will my items be delivered if I use Installments with Afterpay?

Afterpay orders are delivered as per our standard shipping time frame after you complete your order online.

What products are not eligible for purchase using Installments with Afterpay?

Afterpay is not available on purchases of gift cards. If you are purchasing gift cards along with Afterpay eligible products, you will need to place two separate orders.

What if I can’t pay an Afterpay installment?

If funds are not available or you otherwise do not make your payment when it is due, late fees may apply. Click here for complete terms.

What happens if I have a partial refund, and how does that affect my payments?

Afterpay will be notified once your refund is processed. Your payment plan will be automatically adjusted to reflect the new total order value starting with the last payment and working backward. In the case where a refund amount is larger than 25% of the total order, Afterpay will eliminate the fourth installment payment and apply the remaining amount to your earlier payments.

Where can I find out more about Afterpay?

If you would like to know more about Afterpay, visit the Afterpay website for a comprehensive list of FAQs, Terms, Installment Agreement as well as Afterpay’s Privacy Policy.

If you have any questions about your Afterpay account, please contact Afterpay directly via a web form found here.

 

ACCEPTED PAYMENT METHODS

We accept the following forms of payment:

  • Visa
  • Mastercard
  • Discover
  • American Express
  • Zip
  • Afterpay
  • BODIED gift cards
  • PayPal
  • Amazon Pay
  • Apple Pay
  • Google Pay
  • Klarna
  • Sezzle 

 

Sezzle FAQs

Payment Flexibility Without the Stress 

Split your purchases into 4 payments over 6 weeks, 2 payments over 2 weeks with 0% interest, or choose to pay monthly.¹

¹Pay in 4 payment option is 0% Annual Percentage Rate (APR). Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A downpayment of at least 25% of the purchase total is required. By way of example, an $800 purchase could be split into 4 interest-free payments of $200 every 2 weeks starting at time of purchase. Other payment options are subject to credit approval by third party lenders. Rates from 5.99% - 34.99% APR; terms from 3 months – 48 months, which may vary by lender. 0% APR options may be available. APRs will vary depending on credit qualifications, loan amount, term, and lender. Minimum purchase is required.

²Sezzle can only be used for US and Canada purchases. Certain merchant, product, goods, and service restrictions apply.

³Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. All payments, including late payments, are required to be reported, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations. The program and related services will not remove negative credit history from your credit report. Your payment activity will be reported to Experian®, Equifax® and TransUnion® in the United States and to Equifax® only in Canada. Please refer to our Terms of Use for additional details.

 

Affirm FAQs

Buy now, pay later without the fees

Affirm is a smarter way to pay over time. Shop pretty much anywhere and pay at your own pace without any fees, so you can get the things you love without breaking your budget.

 

Affirm Pay in 4

Make 4 interest-free payments every 2 weeks. Great for everyday purchases.

  • No interest or fees

  • No impact on your credit score

  • Set up easy, automatic payments

 

Monthly payments

Choose monthly installments. Perfect for big-ticket items.

  • No hidden fees—ever

  • What you see is what you pay

  • Set up easy, automatic payments

How to buy with Affirm

STEP 1

Go shopping

Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.

STEP 2

Choose your payment terms

You’re in control. Pick the payment option that works for you and your budget—from 4 interest-free payments every 2 weeks to monthly installments.

STEP 3

Make your payments

Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.

Klarna FAQs

What is Klarna ?

Klarna is the smooothest & safest way to get what you want today, and pay over time.

 

Ways to pay with Klarna? 

With Klarna, you choose exactly how much you want to pay and when. There's a flexible payment method that works with your budget.

 

Pay in 4.

Split your purchase into 4 interest-free payments, paid automatically every 2 weeks.